Required Documents

Generally the documentation that you need to provide in order to process our loan varies, depending on the loan product and your individual situation, particularly if you are self-employed.  The following is an overview of generally required documentation:

• Past two (2) years W-2 statements
• Pay Stubs covering the last (30) thirty days
• Three most recent monthly bank statements
• Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
• Copy of the purchase and sale agreement
• If you are currently renting . . . either 12 months canceled rent checks or letter from your current landord or property manager with his/her name and address.
• If divorced . . . a fully executed divorce decree

          For self employed borrowers, employed in sales, paid by commission, or owns rental real estate:

• Two (2) years signed personal tax returns - including all schedules
• If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet

Please contact us for a free, no-obligation consultation.